Insights

Playbooks for producers who sell the hard product.

Field-tested writing on Indexed Universal Life, lead quality, and the economics of building a permanent-product practice.

Featured · IUL Fundamentals

What Is an IUL — and Why Agents Need Better Leads to Sell It

IUL is a nuanced product. Selling it well requires prospects who already understand the value of tax-advantaged growth.

May 14, 2026 · 7 min · Ironflow AI Research
Buying Guides

The IUL Lead Quality Checklist Every Agency Should Use in 2026

A practical scorecard for evaluating IUL lead vendors — from source transparency to age filters to replacement policies.

Lead QualityVendor EvaluationIUL
Apr 2, 2026 · 6 min
Industry Trends

How AI Changed Life Insurance Lead Generation (And Why 2026 Is Different)

The last two years compressed a decade of lead-gen evolution. Agencies still running 2023 playbooks are paying 3x for half the quality.

AIMarketingTrends
Feb 19, 2026 · 8 min
Sales Playbook

IUL vs Whole Life: What Your Prospects Actually Ask

A field-level look at the five questions that make or break an IUL sale, and how lead source changes the entire conversation.

IULWhole LifeObjection Handling
Jan 8, 2026 · 5 min
Buying Guides

IUL Lead Cost Benchmarks for 2026: What You Should Actually Pay

Lead price on the invoice is not the number that matters. Here is the CPA-per-placed-policy math every IUL producer should be running.

PricingBenchmarksUnit Economics
Jun 4, 2026 · 6 min
Compliance

TCPA Compliance for Life Insurance Lead Buyers in 2026

One-to-one consent, revocation handling, and record retention — the compliance table stakes every serious life insurance lead buyer needs to verify.

TCPAComplianceConsent
Mar 18, 2026 · 6 min